At the heart of our mission is the belief that access to capital should be a catalyst for meaningful change. We provide purpose-driven lending, equity investments and coaching to businesses and nonprofits in underserved communities, helping them grow sustainably and create lasting impact.
OUR CAPITAL SOLUTIONS
Lending Products
Select a product to learn more about how Mosaic Capital can support your goals.
REAL ESTATE
Commercial Real Estate Lending
Customized loan solutions for development, acquisition, refinancing, and capital improvements.
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CLEAN ENERGY
C-PACER Lending
Commercial Property Assessed Clean Energy & Resiliency financing for Tennessee commercial properties.
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BUSINESS
Business & Non Profit Lending
Flexible financing for working capital, equipment, growth, and expansion for businesses and nonprofits.
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INVESTMENT
Equity Investment
Strategic capital partnerships with mission-driven businesses to create lasting community impact.
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Commercial Real Estate Lending
REAL ESTATE
Mosaic Capital offers customized loan solutions for commercial real estate projects, including new development, property acquisition, refinancing of existing debt, and capital improvements.
Our financing supports a wide range of property types and is designed to meet the unique needs of developers, investors, and property owners. Whether you’re breaking ground on a new project or reinvesting in an existing asset, our capital helps bring your vision to life.
Business & Non Profit Lending
BUSINESS
Mosaic Capital provides flexible financing solutions to businesses and nonprofit organizations in need of working capital, equipment purchases, or funding to support growth and expansion.
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Whether it's to improve cash flow, invest in new technology, hire additional staff, or scale operations, our capital solutions are tailored to help organizations meet their goals and thrive in their communities.
C-PACER Lending
CLEAN ENERGY
Mosaic Capital offers Commercial Property Assessed Clean Energy & Resiliency (C-PACER) as a financing alternative in Tennessee for energy and water efficiency and resiliency updates, redevelopments, and new construction for commercial properties.
KEY FEATURES
Fixed-rate financing
Up to 30-year term & amortization
Non-recourse
Available within 2 years of completion
Recover as an operating expense
Energy & water efficiency eligible
Equity Investment
INVESTMENT
We invest capital and form strategic partnerships with businesses that create meaningful impact in the communities we serve. By aligning with mission-driven entrepreneurs and enterprises, we help accelerate growth, drive innovation, and support sustainable economic development.
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Our approach goes beyond funding — we collaborate closely to provide guidance, resources, and long-term value that strengthen both the business and the broader community.
Community Development Services
At Mosaic Capital, we go beyond lending. Through one-on-one technical assistance and structured trainings, we equip nonprofits, small businesses, and entrepreneurs with the knowledge and tools they need to succeed — from the first planning stages through project completion.
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Our services span Real Estate Development, Property Rehabilitation, and Business Development — covering everything from financial management and business planning to site selection, contractor guidance, and credit-building strategies. Whether you're preparing for your first loan or scaling an established organization, we meet you where you are and help you get where you're going.